Zarai Taraqiati Bank Limited (ZTBL) has advertised three specialist risk management posts: Manager IFRS-9 & Risk Analytics, Environment Risk Officer and Market & Liquidity Risk Analyst. Each post has one vacancy.
Applications opened on 11 October 2026 and close on 25 October 2026. ZTBL accepts applications online only, through its careers page.
ZTBL Jobs 2026 – Quick Overview
| Detail | Information |
|---|---|
| Organization | Zarai Taraqiati Bank Limited (ZTBL) |
| Job category | Banking, risk management |
| Positions advertised | Manager IFRS-9 & Risk Analytics; Environment Risk Officer; Market & Liquidity Risk Analyst |
| Total positions covered | 3 (one per post) |
| Qualification | Minimum bachelor’s degree from an HEC-recognized institution |
| Experience | 3 to 8 years, depending on the post |
| Age limits | Maximum 45 years (AVP-I/AVP); maximum 35 years (OG-II), as on the closing date |
| Opening date | 11 October 2026 |
| Closing date | 25 October 2026 |
| Application method | Online only, through ZTBL’s careers page |
Available Positions
Each post has its own grade, qualification and experience rule.
| Position | Grade | Vacancies | Minimum qualification | Minimum experience | Age limit |
|---|---|---|---|---|---|
| Manager IFRS-9 & Risk Analytics | AVP-I/AVP | 1 | Bachelor’s degree; CA or ICMA (partly qualified) also eligible | 8 years in a bank or financial institution, including 1 year in IFRS-9 implementation and reporting | 45 years |
| Environment Risk Officer | OG-II | 1 | Bachelor’s degree | 3 years of relevant experience | 35 years |
| Market & Liquidity Risk Analyst | OG-II | 1 | Bachelor’s degree | 3 years of relevant experience in a bank or financial institution, including 1 year in Market Risk and Liquidity Risk Management | 35 years |
The eight-year requirement applies only to the Manager IFRS-9 post. ZTBL’s careers page also lists a separate Branch Manager vacancy, which this article does not cover. You can read both printed advertisements here:
📄 Download the Branch Manager Advertisement (PDF)
1. Manager IFRS-9 & Risk Analytics Jobs
This is the senior post, at grade AVP-I/AVP. IFRS 9 is an accounting standard that covers how banks estimate expected credit losses.
Requirements:
- A bachelor’s degree from an HEC-recognized national or international institution. A professional qualification such as CA, or ICMA (partly qualified), is also accepted.
- At least eight years in a bank or financial institution.
- At least one year of relevant experience in IFRS-9 implementation and reporting.
- Maximum age of 45 on the closing date.
Main duties:
- Run the quarterly production of IFRS 9 expected credit losses using ZTBL’s model, and provide insight and analytics.
- Develop further IFRS 9 expected credit loss models and PD/LGD scorecards if the bank expands its products.
- Improve model monitoring and management information packs for senior management.
- Lead in setting out IFRS 9 requirements for due-diligence teams, so that new delivery partners supply the data and model output ZTBL needs.
- Work with the finance team on journal movements, reconciliations, management information reports and annual report entries.
- Monitor model inputs, assumptions and data, and support model development and back-testing.
- Present analytical insights to business teams and senior stakeholders.
- Take on other tasks assigned by management.
2. Environment Risk Officer Jobs
This is an OG-II post with one vacancy.
Requirements:
- A bachelor’s degree from an HEC-recognized national or international institution.
- At least three years of relevant experience. The advertisement names no specific sector for this post.
- Maximum age of 35 on the closing date.
Main duties:
- Help develop environmental and social risk management procedures that identify and assess environmental risks.
- Work on the Environmental & Social Risk Management Framework.
- Support compliance with audit and inspection observations.
- Act as the Risk Management focal person for coordination.
- Give input on environmental risks for new products and services, and report periodically.
- Update ZTBL’s environmental risk management procedure.
- Assist with required reporting.
- Take on other tasks assigned by management.
3. Market & Liquidity Risk Analyst Jobs
This is also an OG-II post with one vacancy.
Requirements:
- A bachelor’s degree from an HEC-recognized national or international institution.
- At least three years of relevant experience in a bank or financial institution.
- Within those years, at least one year in Market Risk and Liquidity Risk Management.
- Maximum age of 35 on the closing date.
Main duties:
- Prepare the bank’s Market and Liquidity Risk Dashboard.
- Prepare Basel reports and stress tests, including CAR, LCR (liquidity coverage ratio) and NSFR (net stable funding ratio).
- Prepare ALCO (Asset-Liability Committee) packs for meetings.
- Review and analyze the treasury portfolio, policies and products periodically.
- Prepare periodic risk reports covering VaR, sensitivity, duration and mark-to-market (MTM).
- Monitor treasury activities to reduce market and liquidity risk.
- Take on other tasks assigned by management.
Banking candidates who want to compare other bank rounds can read our NBP Jobs 2026, BOP Jobs 2026 and Bank of Khyber Jobs 2026 guides.
Eligibility and Ineligibility Criteria
These conditions apply to all three posts, except where noted:
- Age: Maximum 45 years for AVP-I/AVP and 35 years for OG-II, counted on the closing date.
- Equal opportunity: ZTBL says it is an equal opportunity employer and encourages females and persons with disabilities (PWDs) to apply.
- Interviews: Only shortlisted candidates will be called. ZTBL pays no TA/DA for interviews.
- Ineligible: Applicants dismissed, removed or terminated by a previous employer on disciplinary grounds. Applicants convicted by a court of law.
- Bank’s discretion: ZTBL may accept or reject any application without giving a reason.
Salary and Benefits
ZTBL says it will offer market-competitive remuneration. However, the advertisement gives no salary figure, pay scale or list of benefits.
How to Apply Online for ZTBL Jobs 2026
ZTBL accepts applications only through its website, and only if they arrive by the due date. Start from the official careers page.
- Open ZTBL’s careers page at ztbl.com.pk/jobs.
- Find your post in the vacancy table.
- Select “View Job” to read the advertisement.
- Click “Apply Online” beside the post.
- Follow the instructions the application portal shows.
- Submit before 25 October 2026.
For questions, contact the Head (Recruitment & Selection), ZTBL Head Office, Islamabad, on 051-9252724.
Required Documents
The advertisement does not list specific documents. ZTBL’s careers page asks applicants to submit the required documents as prescribed in the advertisement. Therefore, follow the instructions the application portal shows.
Important Dates
| Event | Date |
|---|---|
| Opening date | 11 October 2026 |
| Closing date | 25 October 2026 |
Only online applications received by the closing date count. Opening the portal does not mean your application is submitted.
Other Openings to Check
If risk management is not your field, other openings are live too. ZTBL ran an earlier round, which you can read in our ZTBL Jobs 2026 – Islamabad guide. Graduates who prefer teaching can see STI Jobs 2026, the Punjab School Teacher Intern round. Meanwhile, uniformed-service seekers can read Punjab Police Jobs 2026 and Punjab Police Special Branch Jobs 2026. You can also follow our latest jobs page.
ZTBL Jobs 2026 FAQs
What is the last date to apply for ZTBL Jobs 2026?
The closing date is 25 October 2026. ZTBL accepts only online applications received by that date.
How many specialist positions does this advertisement cover?
Three: Manager IFRS-9 & Risk Analytics, Environment Risk Officer and Market & Liquidity Risk Analyst. Each has one vacancy.
What is the maximum age limit for AVP-I/AVP?
45 years, counted on the closing date.
What is the age limit for the OG-II posts?
35 years, counted on the closing date.
What qualification does Manager IFRS-9 & Risk Analytics need?
A bachelor’s degree from an HEC-recognized institution. CA or ICMA (partly qualified) candidates are also eligible. The post also needs eight years in a bank or financial institution.
How much experience does the Market & Liquidity Risk Analyst need?
Three years of relevant experience in a bank or financial institution, including at least one year in Market Risk and Liquidity Risk Management.
Where can candidates apply online?
Through ZTBL’s careers page at ztbl.com.pk/jobs, using the “Apply Online” link beside the post.
Conclusion
ZTBL is hiring for three specialist risk posts: one Manager IFRS-9 & Risk Analytics (AVP-I/AVP) and two OG-II officers. The experience and age limits differ by grade. Read the official advertisement carefully and submit your application online before 25 October 2026.
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