The Bank of Punjab has opened a senior operations post in Lahore for a Unit Head in credit card reconciliation, and the advertisement prints no vacancy count for this BOP credit card reconciliation jobs 2026 opening.
Applications go in online through the bank career portal, and the printed closing date is Thursday 12 November 2026.
This guide covers the grade, degree route, experience bar and age ceiling in plain language, and it groups the reconciliation duties by theme so a senior banking professional can judge fit quickly. Readers comparing bank openings can also review the earlier Bank of Punjab job openings.
BOP credit card reconciliation jobs 2026 at a glance
| Detail | What the advertisement says |
|---|---|
| Organisation | The Bank of Punjab |
| Division | Credit Cards and Digital Banking Operations Division, Operations Group |
| Post | Unit Head – Credit Card Reconciliation |
| Grade | Band-5 to Band-3 |
| Location | Lahore, Punjab |
| Qualification | Minimum Bachelor’s degree or equivalent, HEC recognised university |
| Experience | Minimum 9 years of banking or non-banking experience |
| Age limit | Up to 55 years as on date of application |
| How to apply | Online through the bank career portal |
| Last date | Thursday 12 November 2026 |
| Advertisement | Jang Newspaper, Thursday 29 October 2026 |
Unit head post in Lahore
The notice carries one post title, and the grade band runs from Band-5 to Band-3. The Lahore base fixes the work geography, so weigh location and grade together before you apply.
| S# | Post | Grade | Qualification | Experience | Age limit |
|---|---|---|---|---|---|
| 1 | Unit Head – Credit Card Reconciliation | Band-5 to Band-3 | Minimum Bachelor’s degree or equivalent, HEC recognised | Minimum 9 years banking or non-banking | Up to 55 years |
Eligibility: degree and banking experience
Degree requirements stay short and clear. Applicants need a minimum Bachelor’s degree or equivalent, and the degree must come from an HEC recognised local or foreign university. A foreign degree counts on the same terms, provided the university holds HEC recognition.
Experience carries one test, and the bar sits high. Applicants need at least nine years of banking or non-banking experience, so the post suits a professional with a long record rather than a recent graduate. Banking experience and non-banking experience both count toward the nine years, because the notice names both routes.
Daily settlement and reconciliation work
Settlement checks open the work, because the role reconciles daily, weekly and monthly card settlements against the records that support them. Each cycle must tie out before it closes, and any gap needs tracing to its source rather than carrying forward unexplained.
Fees and statements sit at the centre of that checking. The role covers merchant discount rates, interchange fees and processor statements, and it checks merchant settlements and point of sale networks against the same records. A mismatch in any of these feeds can distort what a merchant is owed, so the checks run on detail, not on totals alone.
Breaks, chargebacks and merchant settlements
Breaks get investigated, not parked. When a settlement figure disagrees with its supporting record, the role traces the error, works out the cause and follows the break until it clears. Vendor and bank coordination supports that tracing, because some breaks clear only when the outside party confirms its side of the record.
Chargebacks form a second strand of the same discipline. The role handles chargeback cases, checks the transaction record behind each claim and keeps the outcome consistent with the evidence. Manual transaction review runs alongside, and it catches the cases that automated checks miss or flag for a human eye.
Process improvement and system migration
Improvement work runs beside the daily checks. The role spots repeated breaks, suggests process fixes and helps move manual checks toward automated controls. Collaboration with information technology teams and core banking teams supports that migration, because automation must match the core system rather than sit beside it.
Training and reporting close the loop. The role trains team members on the revised process, and it reports ageing breaks so old items stay visible until they clear. Regular reporting also gives managers a clear view of which breaks age fastest and where the process still needs attention.
Who should apply and who should wait
Apply when you already carry long banking or non-banking experience and you know settlement work from the inside. A professional with nine years behind them, a recognised degree and a record in reconciliation or card operations fits the printed profile. Banking applicants can also compare current banking openings at HBL before deciding where to focus.
Wait when any single bar stays out of reach, because a near miss still counts as a miss at shortlisting. Recent graduates should skip this round, since the notice asks for nine years of experience. Applicants weighing another Bank of Punjab round can also review the Regional Audit Head post in Faisalabad, and other banking rounds include Askari Bank job openings and Bank of Khyber Jobs 2026.
Age limit as printed
Applicants must be up to 55 years old on the date they apply, so the count runs on the submission day rather than on any later interview day. An applicant who turns 56 before submitting falls outside the ceiling, while one who submits at 55 stays inside it.
How to apply online in steps
The route runs fully online, and the steps below follow the printed instruction.
- Confirm that your degree, nine years of experience and age all fit the post table together.
- Open the Bank of Punjab career page on Rozee through the Apply Now button below and find this post.
- Read the full post detail on the portal before you start the form.
- Complete the online application with accurate personal, education and experience details.
- Review every entry once more, then submit before Thursday 12 November 2026.
Selection terms to know before applying
- Only shortlisted candidates are called for interviews.
- No TA/DA is admissible for the interview stage.
- The bank is an equal opportunity employer, and females, minorities, differently abled persons and transgender applicants are encouraged to apply.
- Remuneration is market-based and competitive, and the advertisement prints no figure.
Common mistakes to avoid
- Do not apply with less than nine years of experience, because the bar is a printed minimum.
- A degree from an unrecognised institution fails the test, because HEC recognition is a printed condition.
- Watch the age ceiling on the submission day, since the count runs on that day.
- Salary figures from any other source mislead, because the notice prints none and promises only market-based competitive remuneration.
- Check the portal listing once more before submitting, because portal detail governs the final form.
Frequently asked questions
About the post
What post has the Bank of Punjab advertised in Lahore?
Unit Head – Credit Card Reconciliation in the Operations Group, in the Credit Cards and Digital Banking Operations Division.
How many vacancies are open?
The advertisement prints no vacancy count for this post, so no figure is claimed in this guide.
Eligibility
What qualification is required?
A minimum Bachelor’s degree or equivalent from an HEC recognised local or foreign university.
How much experience is required?
A minimum of 9 years of banking or non-banking experience.
What is the age limit?
Up to 55 years as on the date of application.
Applying and selection
How do I apply?
Apply online through the bank career portal linked on this page, before Thursday 12 November 2026.
What salary does the post offer?
The advertisement promises market-based competitive remuneration and prints no figure.
Last date and next step
Applications close on Thursday 12 November 2026, and they go in online through the bank career portal. Check the portal listing once more before you submit, then apply early enough to avoid a last-day problem. More openings sit on the latest jobs page.
Related jobs
- Bank of Punjab Regional Audit Head Jobs 2026 Faisalabad
- Bank of Punjab Jobs 2026
- HBL Bank Jobs 2026 Apply Online
- Askari Bank Jobs 2026
- Bank of Khyber Jobs 2026
ixjob.pk publishes job information for readers. Check the original advertisement and the portal listing before you apply.
